Comfort Security and Your Insurance Coverage

The amount of drivers on the road increases every year. As this number increases, the possibility of accidents also increases. The difference between a little bother and major obstacle can be your car insurance. So how can you figure out what insurance you need and how much to buy? Your insurance may be able to pay for the expenses from a car crash ranging from hospital bills to replacement costs. Electing to drive without insurance could mean you have to repair or replace a stolen or damaged vehicle or pay the cost of any damage for which you might be responsible. Liability: Bodily injury and property damage that you are responsible for will be paid for under this type of insurance. If you are in legal trouble, this type of insurance can pay for your defense and court costs. Local laws usually mandate minimum amounts, but higher amounts are available and extremely helpful. Personal Injury Protection: Personal injury protection pays for the medical treatment for you or other people in your car, no matter who was at fault in the crash. It is required in some states and optional in others. This insurance may also cover lost earnings, service replacement and funeral expenses. Local government usually sets minimum amounts. Medical Payments: This coverage can be purchased in states that are not considered no-fault; it pays despite who carries responsibility for an accident. If you purchase this type of coverage, you will receive payment for all types of medical or funeral expenses. Collision: Pays for damages to your car caused by a collision. Comprehensive: Applies if your car is stolen or damaged by something other than an accident, including fire, wind, hail, flood or vandalism. Uninsured Motorist: Too many drivers are breaking the law by driving without having the proper amount of insurance. This insurance will cover you if one of these drivers hit you. Under-Insured Motorist: Pays for collision expenses when a driver with insurance is injured in an accident caused by a driver who does not have enough liability insurance to cover the full amount of the damages. Other policies, such as emergency road service, are also available. State Farm Clermont


Extensive Insurance Coverage

Renters Insurance Jersey Village State Farm® is the best place to get you and your family protected. To learn more about all your choices for policies, contact a State Farm® agent now. In addition to our professional State Farm® agents, our customers also receive 24-hour customer service, a dedicated customer management system, and advanced tools like the State Farm® mobile phone app. With 40 million clients, it's important to maintain a high level of service. We have built a lot of consumer trust in the State Farm® brand, assuring homeowners to feel comfortable with their insurance company when they submit a claim.